How to turn off the payment function on WeChat
With the popularity of mobile payment, WeChat payment has become an indispensable tool in daily life. However, some users may need to turn off the WeChat payment function due to security or management needs. This article will introduce the closing steps in detail, and attach recent hot topic data on the entire network for reference.
1. Operation steps to turn off the WeChat payment function
1. Open WeChat and click on the lower right corner"I"→"Service"(Original payment entrance)
2. Click on the upper right corner"..."→ Select"Payment Management"
3. Enter"Cancel WeChat Pay"→ Follow the prompts to complete identity verification
4. After confirming the cancellation, the payment function will be closed immediately
Things to note:
- Need to clear change account balance
- Cancel all automatic deduction agreements
- Original payment records can still be queried after cancellation
2. Recent hot topic data (October 2023)
| Ranking | Topic Category | Hot search keywords | heat index |
|---|---|---|---|
| 1 | Technology | Huawei Mate60 series | 9,850,000 |
| 2 | Entertainment | "Fengshen" box office exceeded 2.6 billion | 7,620,000 |
| 3 | society | Hangzhou Asian Games | 6,930,000 |
| 4 | Finance | A-share 3,000 point defense battle | 5,410,000 |
| 5 | life | High incidence of mycoplasma pneumonia | 4,880,000 |
3. Hotspots related to payment security
Recently, hot discussions on payment security across the Internet have focused on the following aspects:
| Risk type | Typical cases | Protection recommendations |
|---|---|---|
| Fraud scan code | Fake customer service QR code | Verify official channels |
| Phishing link | Fake bank text messages | Don’t click on unfamiliar links |
| Free of password theft | Shared power bank vulnerability | Close small amount password-free |
4. Frequently asked questions about turning off the payment function
1.Can it be reopened after closure?
You can re-activate it at any time, but you need to rebind your bank card and verify your identity.
2.How to operate a business account?
Need to pass"WeChat Payment Merchant Platform"Submitting a cancellation application takes about 3 working days to process.
3.Will other functions be affected after closing?
It only affects payment-related functions, normal use of chat, Moments, etc.
5. User decision-making reference data
| user group | Proportion of closure reasons | Restoring the opening rate |
|---|---|---|
| teen parents | 62% | 28% |
| business people | 18% | 73% |
| Elderly users | 20% | 15% |
It is recommended that users fully consider their usage needs before closing. If they need to temporarily control the payment limit, they can"Wallet" → "Consumer Protection" → "Transaction Limits"Set a daily spending limit.
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